:root{--navy:#0b2d4f;--blue:#2f8de4;--green:#32b978;--ink:#18324a;--muted:#61778d;--line:#dfeaf3;--soft:#f6fbff;--white:#fff;--shadow:0 18px 50px rgba(12,49,78,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}.pf-wrap{width:min(1160px,calc(100% - 40px));margin:auto}.pf-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.pf-nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.pf-brand img{max-width:205px;height:auto;display:block}.pf-nav nav{display:flex;align-items:center;gap:24px}.pf-nav a{color:var(--ink);text-decoration:none;font-weight:700}.pf-btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:13px 24px;border-radius:999px;background:linear-gradient(135deg,var(--blue),#3ca8ee);color:#fff!important;text-decoration:none;font-weight:800;box-shadow:0 12px 28px rgba(47,141,228,.22)}.pf-btn-sm{min-height:44px;padding:10px 19px}.pf-hero{padding:76px 0;background:radial-gradient(circle at 10% 15%,rgba(47,141,228,.12),transparent 30%),radial-gradient(circle at 90% 85%,rgba(50,185,120,.11),transparent 30%),linear-gradient(180deg,#fbfdff,#f4faff)}.pf-grid{display:grid;grid-template-columns:1.65fr .75fr;align-items:center;gap:54px}.pf-kicker,.pf-answer>span,.pf-cta>div>span{display:inline-flex;padding:8px 13px;border-radius:999px;background:#e9f8f0;color:#218d59;font-size:13px;font-weight:800}.pf-hero h1{font-size:clamp(40px,5vw,68px);line-height:1.02;letter-spacing:-.045em;color:var(--navy);margin:18px 0}.pf-lead{font-size:20px;color:var(--muted);max-width:760px}.pf-actions{display:flex;align-items:center;gap:22px;margin-top:28px}.pf-link{font-weight:800;color:var(--blue);text-decoration:none}.pf-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:25px}.pf-trust span{padding:8px 11px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13px}.pf-info{padding:30px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:var(--shadow);display:grid;gap:8px}.pf-info strong{font-size:19px;color:var(--navy)}.pf-info span{color:var(--muted)}.pf-info hr{width:100%;border:0;border-top:1px solid var(--line);margin:14px 0}.pf-section{padding:72px 0}.pf-soft{background:var(--soft)}.pf-section h2{font-size:clamp(30px,3.3vw,46px);line-height:1.1;letter-spacing:-.035em;color:var(--navy);margin:0 0 22px}.pf-copy{font-size:18px;max-width:900px;color:var(--muted)}.pf-answer{padding:28px 32px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 28px rgba(12,49,78,.06)}.pf-answer p{margin:12px 0 0;font-size:18px}.pf-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.pf-card{display:flex;gap:12px;align-items:flex-start;padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}.pf-card p{margin:0}.pf-check{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#e9f8f0;color:var(--green);font-weight:900;flex:0 0 auto}.pf-steps{list-style:none;padding:0;margin:0;display:grid;gap:16px;counter-reset:steps}.pf-steps li{display:flex;align-items:flex-start;gap:16px;padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}.pf-steps li>span{width:38px;height:38px;border-radius:13px;display:grid;place-items:center;background:#eaf5ff;color:var(--blue);font-weight:900;flex:0 0 auto}.pf-steps p{margin:5px 0 0}.pf-faq{display:grid;gap:12px}.pf-faq details{border:1px solid var(--line);border-radius:16px;background:#fff;padding:18px 20px}.pf-faq summary{font-weight:800;color:var(--navy);cursor:pointer}.pf-faq p{color:var(--muted);margin-bottom:0}.pf-alert{border-top:1px solid #ffe7b3;border-bottom:1px solid #ffe7b3;background:#fffaf0}.pf-cta{text-align:center;padding:82px 0;background:linear-gradient(135deg,#082a49,#0d486f);color:#fff}.pf-cta h2{font-size:clamp(34px,4vw,54px);margin:14px 0 10px}.pf-cta p{color:rgba(255,255,255,.8);font-size:18px}.pf-footer{background:#071f37;color:rgba(255,255,255,.74);padding:48px 0}.pf-footer .pf-wrap{display:grid;gap:18px}.pf-footer strong{color:#fff;font-size:22px}.pf-footer a{color:#8ed6ff;text-decoration:none}.pf-fee{font-size:13px;color:rgba(255,255,255,.6)}@media(max-width:850px){.pf-grid{grid-template-columns:1fr}.pf-info{max-width:560px}.pf-nav nav>a:not(.pf-btn){display:none}.pf-cards{grid-template-columns:1fr}.pf-hero{padding:54px 0}.pf-section{padding:56px 0}}@media(max-width:520px){.pf-wrap{width:min(100% - 26px,1160px)}.pf-brand img{max-width:145px}.pf-nav{height:70px}.pf-btn-sm{font-size:12px;padding:9px 13px}.pf-hero h1{font-size:39px}.pf-lead{font-size:17px}.pf-actions{align-items:stretch;flex-direction:column}.pf-link{text-align:center}.pf-info{padding:22px}.pf-section h2{font-size:32px}}